Similar to flood policies, wind policies also require timely filing of Proof of Loss forms. While the law is not quite as strict as it is with flood claims, it is still very important to timely prepare and file a proof of loss form.
Insurance policies are not all the same. Although there is often a similar language amongst insurance carriers, there can be small differences. It is important that we review your insurance policy to determine exactly what provisions of the policy your damage fall under.
There are also mechanisms in place that allow homeowners to allege bad faith by insurance companies if the insurance company intentionally withholds payments that should have been made. These bad faith claims can result in significant damages to insurance companies.
It is very important to note that there are strict timelines that govern hurricane claims.